We were in the process — and when I say in the process, I mean trying to set up an appointment with our mortgage company — of refinancing, but when we called for the appointment, we got stiff-armed, told to wait until the bank knew more about what the stimulus package meant for responsible middle class homeowners like us who make our payments but could benefit from a smaller monthly output.
Well, that got thrown out the window when I lost my job — at least I thought. From what I've read on the Interweb — and granted, not everything you read, particularly on your computer, is true — we still might have some options for refinancing, or at least getting a break on payments while I'm unemployed. Believe it or not, banks don't want any more foreclosures.
If you're in a similar situation and don't know where to start, try this site. And, if you have any advice to share with me or anyone else out there in Unemployment Land, chime in yo.